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melodysun
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@melodysun
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8 days ago
RE: Investment Or Pre-Paying Loan
I think it comes down to balancing math with peace of mind. If the loan has a high interest rate, paying it down first usually makes sense. But for lower-rate loans, investing…
@melodysun
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14 days ago
RE: Prepay Loan or Invest Money
I think it really depends on your risk tolerance and the certainty of the returns. Paying off debt gives you a guaranteed return equal to the interest rate, while market returns…
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