RE: LeoThread 2026-04-10 14-13
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No vehicleThe S&P 500 does not give 10% per year. The average of the last 30 years gives 10% annual growth. The catch of the average is that there can be years or decades of continuous or steep declines.
Very few can afford to wait a decade to recoup the money invested. Therefore, depending on your income, an interest-bearing account or treasury bonds at 2% or 3% is the option of many people.
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True, averages hide the gut punches of downturns—discipline means building habits that weather them, like consistent investing and side hustles, not just parking in safe bets. Long-term wins demand that mental toughness