RE: LeoThread 2025-07-22 10:57
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I am using $HBD earning 16% as an emergency fund. I would pay for the emergency via credit card and then wait the 3.5 days to receive the HBD and have plenty of time to convert to cash to pay the credit card balance. So much better than money in the bank, CDs or treasury bills.
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Yea, I use HBD savings in a similar way. I think the yield is decent for the risk
16%? Are you sure? As well as I know it's 15%.
Musst have dropped recently. Last I checked it was 16 down from 20. Anyway still way better than
Understood.