Rafael (@rafaelmonteiro) - CTPtalk

Rafael

Bed of procusters

@rafaelmonteiro 0

3 days ago

The Discipline of Focus: Protecting What Matters Most The Discipline of Focus: Protecting What Matters Most After realizing that doing more doesn’t mean achieving more, the next step is learning how to protect your focus. Because focus — not time —

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41.801 CTP

@rafaelmonteiro 0

4 days ago

The Productivity Myth: Why Doing More Means Achieving Less The Productivity Myth: Why Doing More Means Achieving Less Modern culture glorifies busyness. The more you do, the more valuable you seem. But productivity, stripped of…

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40.967 CTP

@rafaelmonteiro 0

7 days ago

Crypto Beyond Speculation: Building Real Value Crypto started as rebellion — a decentralized answer to centralized power. But over time, speculation overshadowed purpose. The question is no longer “What will this technology change?” but “When will

28

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41.760 CTP

@rafaelmonteiro 0

8 days ago

The Personal Budget: Freedom Through Discipline The Personal Budget: Freedom Through Discipline A personal budget isn’t about restriction — it’s about direction. Most people see budgeting as a sacrifice, a tedious list of numbers that kills spon

21

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44.810 CTP

@rafaelmonteiro 0

10 days ago

Inflation’s Silent War on the Middle Class Inflation doesn’t hit everyone equally. It erodes quietly, punishing savers, wage earners, and those who live on fixed incomes. For the wealthy, it’s just a shift in asset values. For the rest, it’s a

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67.099 CTP

@rafaelmonteiro 0

13 days ago

The Cost of Easy Money For over a decade, money was almost free. Zero rates and quantitative easing made borrowing cheap, fueling markets, speculation, and confidence. But nothing free stays free — the…

40

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80.299 CTP

@rafaelmonteiro 0

18 days ago

Debt, Deficits, and the Illusion of Growth Debt, Deficits, and the Illusion of Growth Governments around the world are running on borrowed time — quite literally. Debt, once seen as a tool for progress, has quietly become the foundation of

62

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72.114 CTP

@rafaelmonteiro 0

25 days ago

The Rise of the Global South: A New Balance of Power The Rise of the Global South: A New Balance of Power 🌍 The world is shifting — quietly, but firmly. For decades, the global order revolved around the West. But today, the so-called “Global So

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57.776 CTP

@rafaelmonteiro 0

28 days ago

Why Security Beats Hype in Crypto 🔒 In crypto, hype comes fast. Losses come faster. Every cycle brings shiny new projects, promises of quick wealth, and viral tokens. Many jump in without checking the basics —…

9

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0.151 CTP

@rafaelmonteiro 0

about 1 month ago

The Psychology of Spending: Why We Buy More Than We Need The Psychology of Spending: Why We Buy More Than We Need 🛒 It’s not just numbers — it’s emotions. Money decisions are rarely rational. We buy to celebrate, to escape stress, or simply

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52.960 CTP