End of the month report September 2026
Total portfolio: £144812 (+9101)
Here we are at the beginning of the year, checking the numbers. How am I doing? Let's see:
Debt: 1262 (-238)
External funds: ZERO
Car: No
Net Worth: £143550 (+8839)
Investments UK: £68207 (+5982)
Investments overseas: £1389 (zero)
Cash: £23680 (+2466)
Pension: £50913 (+683)
Passive income: £1582 (36.29%)
Savings rate: 15%
Side hustle 2 profit (Royalties): £0
Side hustle 4 value (Crypto): £1505 (All my funds invested in crypto were recovered)
Side hustle 5 profit (Focus groups): £0
Side hustle 6 profit (Internet):£0
Side hustle 7 profit (Reclaimed investment for 2026): $133
Projects to follow up in 2026:
Hive - 29.09 % completed (generated $72 this month)
DEFI - 0.27 % completed (generated $1in interest this month)
Shares Account no.1 AJ Bell 10K - 27.13 % completed
Shares Account no.2 Freetrade 10K- 34.33 % completed
Cash 30K - 78.90 % completed
Secret stash - 14.05 % completed
All the special projects are going well, 25% or more of it achieved, except one, with the next aim of 25% for the secret stash account to be completed. Crypto went up again. I managed to add a hundred pounds here and there, working up my 2 positions on Freetrade app - BlackRock investment funds and UK Treasury bill shares, and the AJBell shares having an Vanguard Income mutual fund. The idea is to build a position on £10.000 and let it grow, as a secondary emergency fund, in case of need. I can even go wild with 10K on each position making it 20K each later.

A £9101 increase in total, with only the UK savings going up by £5982, and even pensions going up by £683, as the crypto stash went up £6000 (no worries, as they yo-yo up and down lately, i expect a decent increase by the end of the year, as I try to buy cheap for now). I did have a £1262 debt now, with all my booked holidays being paid slowly. Not much to be done, but I will try to pay them in full this year, in order to gift myself a computer for Christmas. Funny enough, still cheaper than a good phone! Every little help, right?
I wish you a profitable well-planned rest of the year!
G.
Posted Using INLEO
G. Serious progress. £9k up in a month. Solid figures.
That is a big win for you to recover those crypto funds. That volatility is stressful but seeing it bounce back shows good risk management.”
That second emergency fund makes sense to build with BlackRock and Vanguard. Boring. But boring builds wealth.
£1.2k of holiday debt left? Before you know it you'll be debt free. That Christmas computer is going to taste sweet.
Just keep stacking.