The End of Big Crashes Is Here — But This Invisible Killer Is Wiping Out Retirements Faster Than Any

I guess the finance world has changed a lot in these recent years since the market has matured to the point where it doesn't crash on every nonsense and stupidity that's going on in world.

and we might never see crashes as bad as we had before and the only way is up only with some major pullbacks.

I'm aware of bear markets and It will come but those bear market conditions won't be as extreme as we think it might be.

But if the market is supposed to go up only so the people should get richer? But they won't because there's another thing that will go up with the time, not just your favourite stocks.

The Cost Living has no Dead End

I believe as the time is moving living is becoming expensive and it'll only get more expensive in future.

I've noticed it when I checked couple of years cost of living, after tracking monthly expenses and than adding those yearly ones.

I've realised the cost of living went up not 2x but it's like gone higher than 4x as what I've calculated and not a single expenses were increased, it is the same as I was spending back in 2023 but now the thing that I was getting back then costs much more.

Especially the bills and taxes have gone up more than the food and stuff. It is the taxes and bills that are pain and is hard to sustain like you can't escape it anymore.

Markets will go up only

As for someone who's investing into markets I do believe we are in that phase where markets are matured enough to not shit pants when a headline knocks the door

Except the headline is about nuking a whole country, right? That's where we set boundary.

Beside that what I've noticed is stocks are only going up and taking corrections like it is normal now.

There's no need to be upset except in the cases where you've invested your life savings in altcoins and memecoins that won't survive or ever comeback.

The worst you could do is

Sell stocks and be flat in cash like it doesn't make sense at all to be in fiat cause it is worthless

Stocks are valuable and will not depreciate in years even though cost of living will go up that'll make the chances of retiring a lot less

But somehow you're quite safe compared to those stuck in cash.

Right now the worst thing that you can do is invest into altcoins and memecoins thinking they'd make any returns, it won't unless the value is there and we know there's no value out there for memes.

So as of now it is better to make better financial choice rather than gambling away your life savings as this time won't comeback again and you'll remain poor if you kept on losing money on the memescoins and stuff. Wonder what's your thoughts on this? Do share in the comments.

that's all folks.