IMPORTANCE OF FINANCIAL DISCIPLINE

Good day #indiaunited family

Today I want to share something that has been on my mind for a while and it concerns how we generally look at finance especially in our society. Most times when we hear the word finance what comes to mind is money income investments business profits crypto and maybe the stock market. That is the surface level understanding. But if we look deeper finance is not only about money, it is about behaviour.

Money by itself does not create stability. Behaviour does. The way we spend the way we save the way we plan and even the way we react when things go wrong financially says a lot about our level of discipline.

In our environment many people work extremely hard. Some run businesses some have 9 to 5 jobs some are into trading or side hustles. But earning is only one part of the equation. Managing what you earn is the real test. Because if finance depended only on income then every high earner would automatically be financially free, but that is not always the case.

There are people earning good money yet constantly under pressure due to poor structure and impulsive decisions. At the same time there are people earning moderately who are stable and gradually building something sustainable because they understand consistency and patience.
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Finance in real life is about daily decisions. Do you spend immediately or do you wait. Do you invest before you upgrade your lifestyle. Do you save something aside or assume next month will fix everything. These small decisions may look insignificant but over time they determine direction.

Especially in today’s digital world spending has become very easy. One click and money is gone. Social media creates comparison. There is pressure to appear successful even when the foundation is weak. Without discipline it is easy to move with the crowd and ignore long term stability that is why many people lose their finances to investing based on trends or popular demand.

Thanks for reading my blog
SAINT HEROD

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