Namastey 🙏🏻🇮🇳

Hello Friends, How are you all?? Wishing you all Happy and prosperous life ahead.

“Health is Wealth” or “Jaan hai toh jahaan hai”.

It is very important to have health insurance because when a sudden medical problem arises,So all the savings of life are lost in the expenses of Hospital. So all the savings of life are lost.A few days ago I had the scariest night of my life. When I saw my father fighting with death.
Unfortunately, we had to be taken to another good hospital in emergency. In the hospital, first my father was immediately given emergency treatment and then Hospital started making their Money demands and when the hospital people ask for money, then perhaps their does not stop, untill Until you find your loved ones safe and sound. I was very thankful to God that I had got my father insured a year ago. My father does not believe in insurance at all, he feels that premium amount which is being wasted.He realized the importance of Health insurance the day he was in the hospital.

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Problems are just like uninvited guests,so we should be ready for the problems and how to fight with them, Health insurance company is also a safeguard in a way,as it helps us save costs by covering expensive medical treatments and offering preventive care services to keep us healthy and avoid major expenses of hospital and medicals.

Recent reports have also stated that India has the highest rate of medical inflation across all its contemporaries in Asia – an alarming 14%.

Savings through modern health insurance plans

Yes, health insurance has become very important. I would not say that health insurance pays 100% of hospital medical expenses. You also have to pay some percentage of the amount to Hospital Expenses depending on the Insurance Company, Even
When I paid 15% of my father's hospital bill, it seemed too much to me. If I had to think completely, my condition would get worse.

Cashless Mode

One of the greatest boon of modern medical cover is the introduction of cashless payments. It enables policyholders given medical treatment, just the insurance Health policy number has to be mentioned in the hospital Billing Counter. The hospital directly settle the bills with the insurance company Which really reduces the medical Expenses.

No Claim Bonus

If the policy holder has not made any claim then his premium is reduced or an Increase the sum insured gets for the following year. This is also the amazing Feature of Modern Health Insurance Plan which lure the many more People.

Top-up

Top-up plans of the insurance company provide additional coverage once the basic sum insured is exhausted, this plan is not available in all the Health insurance company.

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Maintaining good health and financial savings are deeply interconnected,So my father got the life lesson from me that how important is insurance for life? An Advice to my Friends, while taking Health insurance, consult an agent who can tell you the best policy plan, kindly go through all the including and excluding Terms of the policy, so that You should not face any problems later.

Thankyou 😀😃

@gargi 🙏🏻🇮🇳

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