NEW MONTH WITH NEW BUDGET

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One of the significance difference between a successful individual and a failure is what I called plan or good budget. To go further let me congratulate everyone that made it to this beautiful sixth month also known as June. Last month was quite challenging because it lasted for thirty one days and the weather was really hard on us. With the test of what I saw at the beginning of this month, it's a clear indication that superb things awaits us.

I had the privilege to share and discuss with many people especially younger ones on how they plan to live their lives. Many couldn't give out cogent reasons which synchronised with their purpose in life. In this post, I intend to address the issue of planning, budgeting and some life experiences which might inspire one to forge ahead inspite of the present challenges.

It's generally known that once a new month arrives, there are lots of plans and expectations. These quiet desired can't just be made without deliberate steps taken to align certain things. Before one ventures into the sphere of planning and budgeting, it's good to carry out some analysis to ascertain the level of delivery and achievements during the previous month. That would really helped to cushion some potential negative effects. A good and perfect budget must have provisions for evaluation either periodically or once in a while.

One of the greatest challenges of man currently is ability to harness available resources for a meaningful development. Many people end up in financial bankruptcy today because of the negligence to good planning and budgeting. In my counsel, I encourage everyone to make at least make a monthly budget. I consider budget as a blue print or template of what an individual is expected to run with. It's like a mirror which directs and leads a man on what to do and how to do it. There are times where someone might lack what to do alleviate a situation.

A new month of June is upon us, we need to have a plan to fit in to days. To design a budget you need to clearly state your goals. Ensure that the goals are specific to avoid confusion and other distraction as the month progresses. Make sure your goals are properly scrutinized and matches your intentions. Let your budget not be too rigid but flexible for allowance incase new idea comes up it can easily be incorporated. The first day of the month to the last day are very important hence it shouldn't be taken for granted. The budget should try and cover all areas of life endeavour.

Financial plans should be clearly made. I could remember vividly when I was preparing to go for my youth service, I made my financial plan for one whole year. I indicated all the possible expenses and means on how to generate more income. This helped me all through. Many were surprised at how I was fulfilled and had some changes to cater for my family. When you failed to plan hmmm that means you planned to failed. It may be painful today please do it for the sake of posterity.

In designing a good plan, set clearly your scale of preference. You can't go for everything just within the month. Identify your needs and wants. Be patient because things might not work as planned but be focused. Cheer up, be optimistic always.
Thanks and have a blessed month.