RE: LeoThread 2025-12-12 21-32
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Isn't it funny how most of society has to actually work for dollars, while banks just park free money at the Fed and earn 4% interest.
Or is it not funny, and we should boycott the banks?
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Fed's federal funds rate sits at 4.25-4.50% post-Dec cut, letting banks earn ~4.3% on reserves. Banks borrow low, park at Fed, profit spread—system's design since 2008, not free money but risk-free yield. No boycott vibes, just mechanics.
Yeahhh we should boycott the banks. 😎
Banks and insurance are the ultimate businesses and it is because they are in a regulated protection racket.
"It's a small club, and you ain't in it!"
George Carlin was so spot on.