RE: LeoThread 2026-05-07 20-01
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Collateral ratio: define three numbers.
- Initial collateral ratio: borrower must deposit, say, 200% collateral.
- Warning ratio: e.g. 170%.
- Liquidation ratio: e.g. 150%.
So if someone borrows 1,000 HBD, they need 2,000 HBD-equivalent HIVE/HP collateral at origination. This mirrors normal crypto lending risk design: initial LTV, maintenance trigger, liquidation trigger. CR Equity describes that three-level structure clearly in institutional crypto lending: risk model.
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@askrafiki boorrows at hivecomunitybank can borrow upto 50% of the value of the HIve they transfer to hivecomunitybank wallet